Terms of Service

Terms of Service

Last Updated: April 30, 2025

Welcome to Dominion Planning, operated by Divine Path Financial Services, Inc. (“Dominion Planning,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, services, tools, communications, and other offerings (collectively, the “Services”). By using our Services, you agree to be bound by these Terms and our Privacy Notice.

If you do not agree with these Terms, please do not use our Services.

1. Who We Serve

Dominion Planning provides faith-driven financial services, including but not limited to insurance guidance, retirement planning, and educational materials for individuals and families across the United States. All Services are provided with a commitment to integrity, stewardship, and client-centered care.

2. Eligibility

By using our Services, you represent that:

You are at least 18 years old

You have the legal capacity to enter into a binding agreement

You will provide accurate and complete information when requested

3. Use of Services

You agree to use our Services only for lawful purposes. You will not:

Use our content or tools for unauthorized commercial purposes

Attempt to interfere with the security or functionality of our systems

Submit false or misleading information

Access Services using automated tools (e.g., bots, scrapers) without written permission

4. SMS & Communication Terms

If you opt in to receive text messages from us, you agree to:

Receive up to six (6) automated messages per month related to your account, appointments, or educational opportunities

Message and data rates may apply

You may opt out at any time by replying STOP

For help, reply HELP or contact our support line at 1-800-123-4567

We only send messages between 9 AM and 8 PM Eastern Time in compliance with TCPA, CTIA, and mobile carrier guidelines.

5. Financial & Insurance Disclosures

All content provided through Dominion Planning (including videos, calculators, blog posts, and consultations) is for educational and informational purposes only. It does not constitute legal, tax, or licensed investment advice. We recommend consulting with your own financial, legal, and tax advisors prior to making any decision.

We are licensed to provide certain insurance and retirement planning services in designated states. Service availability may vary depending on state laws and licensure.

6. Intellectual Property

All content on our website and platforms, including logos, branding, text, images, videos, and software, is the property of Dominion Planning or our partners. You may not reproduce, distribute, or modify our content without prior written consent.

7. Third-Party Links and Tools

Our Services may include links to third-party websites or tools (e.g., scheduling apps, educational calculators). We are not responsible for the privacy, security, or functionality of these third-party services. Use them at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any indirect, incidental, or consequential damages arising from your use of our Services

We do not guarantee uninterrupted or error-free access to our Services

Your sole remedy for dissatisfaction with our Services is to stop using them

9. Indemnification

You agree to indemnify and hold harmless Dominion Planning and its affiliates, employees, and partners from any claims, damages, or expenses arising from your violation of these Terms or your misuse of our Services.

10. Termination

We may suspend or terminate your access to the Services if we believe you have violated these Terms or engaged in fraudulent or unlawful behavior. You may also terminate your use of our Services at any time.

11. Changes to These Terms

We may update these Terms periodically. When we do, we will update the "Last Updated" date at the top of this page. If changes are significant, we will notify users via email or a website banner.

Continued use of the Services after updates constitutes acceptance of the new Terms.

12. Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Atlantic County, NJ.

13. Contact Us

If you have questions about these Terms or our services, you may contact us at:

Divine Path Financial Services DBA Dominion Planning

380 Leeward Road

Manahawkin, NJ 08225

Email: [email protected]

Phone: 1-800-123-4567

At Dominion Planning, we believe stewardship starts with transparency. Thank you for trusting us with your financial future.

Better Plan with Stan.™